"Richard, I have $100,000, what do I do with it ?"

It is now 11.38pm on Saturday night. I will be on the 7.30am flight to Surabaya tomorrow morning. Mas ( my Indonesian domestic help) will start knocking on my door at 4.30 am. I will usually only respond after she comes knocking the second time. She seems to find joy dragging me off my comfortable bed because her knock on the door becomes louder than before.

This afternoon, I did a speech at the Sheraton Hotel. In total there were 80 people. After the program, a middle aged man came to me and asked me a question. "Richard, I have $100,000, what do I do with it ?" I am happy for him because most people do not have any spare money at all. I told him that he should first get that cash in a safe place and earning interest and not go around telling everyone about his $100,000, especially the girls he meet in karaoke. I then asked him if he has any credit card debt, which he does. I told him to pay off his credit card because it is very expensive but most people do not work out the math to realise it. There are many options with $100,000.

The bottom line: Do the math for all the options. Work out the numbers for all scenarios. There is a lot to think about, so the first move is to put that money in a Savings Account and start earning money while he works on the plan!

I have a lot on my mind to think about too. I like to start planning my week early. Currently I do my planning on Monday morning. I want to start planning my week on Sunday night instead. Grace, my daughter will start her first day of work this coming Monday too. She graduated 3 months ago and I am happy that she has started to earn some money.

Last week I launched the powerful business system called PreEnroller in Japan. It will be a money making machine for the distributors. I will check on the outcome tomorrow.

Ok, I am going to bed now. ZzZZzzzzzzz